We built fintech before we funded it.
Caldo Ventures is a fintech-focused venture capital firm founded in New York in 2017, managing $230M+ across two funds with 24 active portfolio companies and six successful exits. We were founded by partners who had spent a combined three decades inside payment networks, commercial banks, and early-stage fintech companies — and who understood firsthand the friction of building in this space: the regulatory weight, the partner negotiation cycles, the fundraising process that rarely involved people who’d actually processed a transaction.
So we built the firm we wished had existed when we were operators: one with partners who can read a payments architecture diagram as naturally as a P&L, and one that moves fast because we don’t need outside advisors to understand what a founder is building.
Every investment we’ve made has been in fintech — not as a category, but as a conviction. We are a venture capital firm that focuses exclusively on financial services infrastructure, and we intend to stay that way.
Our office is at 375 Park Avenue in New York, half a mile from the major bank headquarters we hope our companies will eventually disrupt or partner with. That’s not an accident.
